← Money, taxes & grants
service
Free
Open a pension account or claim your pension
Register a Retirement Savings Account and access benefits.
Under the Contributory Pension Scheme, employees open a Retirement Savings Account with a licensed PFA and draw benefits at retirement.
Who is eligible
Employees and retirees under the contributory scheme.
Retirees & seniors
How to apply
- 1 Choose a licensed Pension Fund Administrator
- 2 Open a Retirement Savings Account (get your PIN)
- 3 Ensure monthly contributions are remitted
- 4 Apply for benefits at retirement
Official website
https://pencom.gov.ng
Related services
service
Free
Get a Tax Identification Number (TIN)
Register for tax as an individual or business.
Federal Inland Revenue Service
service
Free to file
File and pay your taxes
File returns and pay taxes online through TaxProMax.
Federal Inland Revenue Service
benefit
Free
National Cash Transfer for poor households
Monthly cash support for the poorest and most vulnerable.
National Social Investment Programme Agency
benefit
Interest applies
Apply for consumer credit
Affordable credit for working Nigerians via CREDICORP partners.
Nigerian Consumer Credit Corporation